VISA

Classic Visa
13.9% – 17.90% APR *
No Annual Fee
25 day grace period
*Your rate may vary

Rivergate Advantage Visa
9.9% – 13.9% APR *
No Annual Fee
No grace period
Requires Rivergate Advantage Checking Account
*Your rate may vary

Credit Builder Visa
18% APR*
No Annual Fee
No grace period
*Your rate may vary

Secured Visa
18% APR*
No Annual Fee
No grace period
*Your rate may vary

Visa Terms
Rates are based on the average daily balance.
Minimum payment required is 3% of balance or $25.00, whichever is greater.
Cash Advance Fee                          No Charge
Replace Pin Number $5.00
Replace Lost Card                          $5.00
Research Requests (per hour)         $15.00
Copy of Drafts                                $8.00
Payment Returned (NSF)               $10.00
Overlimit Fee $25.00
Late Fee                                         $10.00

These terms are changed at the discretion of the Board of Directors.
If your VISA is lost or stolen, call 1-800-682-6075 immediately!

Making Money: 4 Cool Ways to Make Money Without a Job
by SB on May 26, 2020 at 3:56 am
If you’re interested in earning money without having to get a job, look no further. Many people have the misconception that you need to work a full-time job if you’d like to make a reasonable income. However, there are many ways to make money without a job that doesn’t require much effort. You can do […] The post Making Money: 4 Cool Ways to Make Money Without a Job appeared first on One Cent At A Time. […]
What to Know Before You Purchase Pet Insurance
by SB on May 25, 2020 at 3:37 am
Pet insurance is health insurance for your pets. Many pet owners don’t often think about pet insurance coverage in hopes that their pet lives a long healthy life. This is the goal for all pet owners and families, but unfortunately, that isn’t always the case. Sometimes unexpected emergencies, illnesses, or injuries occur that can leave […] The post What to Know Before You Purchase Pet Insurance appeared first on One Cent At A Time. […]
How Private Companies Are Taking Action Against the Climate Crisis
by SB on May 19, 2020 at 2:51 pm
The worsening climate crisis is of growing concern to everyone on the planet. Greenhouse emissions, pollution of the ocean with plastics and waste products, and the destruction of irreplaceable resources such as rain forests are causing widespread and perhaps irreparable harm on a global scale. As the planet is on the precipice of a tipping […] The post How Private Companies Are Taking Action Against the Climate Crisis appeared first on One Cent At A Time. […]