Classic Visa
13.9% – 17.90% APR *
No Annual Fee
25 day grace period
*Your rate may vary
Rivergate Advantage Visa
9.9% – 13.9% APR *
No Annual Fee
No grace period
Requires Rivergate Advantage Checking Account
*Your rate may vary
Credit Builder Visa
18% APR*
No Annual Fee
No grace period
*Your rate may vary
Secured Visa
18% APR*
No Annual Fee
No grace period
*Your rate may vary
Visa Terms
Rates are based on the average daily balance.
Minimum payment required is 3% of balance or $25.00, whichever is greater.
Cash Advance Fee No Charge
Replace Pin Number $5.00
Replace Lost Card $5.00
Research Requests (per hour) $15.00
Copy of Drafts $8.00
Payment Returned (NSF) $10.00
Overlimit Fee $25.00
Late Fee $10.00
These terms are changed at the discretion of the Board of Directors.
If your VISA is lost or stolen, call 1-800-682-6075 immediately!