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VISA

Classic Visa
13.9% – 17.90% APR *
No Annual Fee
25 day grace period
*Your rate may vary

Rivergate Advantage Visa
9.9% – 13.9% APR *
No Annual Fee
No grace period
Requires Rivergate Advantage Checking Account
*Your rate may vary

Credit Builder Visa
18% APR*
No Annual Fee
No grace period
*Your rate may vary

Secured Visa
18% APR*
No Annual Fee
No grace period
*Your rate may vary

Visa Terms
Rates are based on the average daily balance.
Minimum payment required is 3% of balance or $25.00, whichever is greater.
Cash Advance Fee                          No Charge
Replace Pin Number                       $5.00
Replace Lost Card                          $5.00
Research Requests (per hour)         $15.00
Copy of Drafts                                $8.00
Payment Returned (NSF)               $10.00
Overlimit Fee                                 $25.00
Late Fee                                         $10.00

These terms are changed at the discretion of the Board of Directors.
If your VISA is lost or stolen, call 1-800-682-6075 immediately!

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Recent Posts

  • Welcome
  • 5 Ways To Save Money Whilst Trying To Sell Your Home
    by SB on March 5, 2021 at 6:05 am

    So you’ve decided to sell your house?  Maybe relocating for a new job. Or planning to be a digital nomad like modern entrepreneurs? Whatever the reason, you’ve both good news and bad news.  The good news is that the real estate market is booming. Buyers are desperately searching for new homes.  According to Forbes, 2021 […] The post 5 Ways To Save Money Whilst Trying To Sell Your Home appeared first on One Cent At A Time. […]

  • Ways To Earn Money With your Vehicle
    by SB on March 1, 2021 at 10:06 pm

    As we near a full year of enduring the COVID-19 pandemic, many people are using their cars less for commuting and travel. That doesn’t mean that your vehicle needs to sit in the driveway when it could be making you money. Most of us could use a bit more cash to cope during the pandemic, […] The post Ways To Earn Money With your Vehicle appeared first on One Cent At A Time. […]

  • Buying A Land? Remember These 5 Important Things
    by SB on February 25, 2021 at 12:00 pm

    If you are trying to look for an outstanding investment, then choose to invest your money in land. Why? Primarily because the land is a fixed entity, and it doesn’t go anywhere. It stays in the same place, and it doesn’t change its form, but you can expect its price and value to increase over […] The post Buying A Land? Remember These 5 Important Things appeared first on One Cent At A Time. […]

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