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VISA

Classic Visa

13.9% - 17.90% APR *
No Annual Fee
25 day grace period

*Your rate may vary

Rivergate Advantage Visa

9.9% - 13.9% APR *
No Annual Fee
No grace period
Requires Rivergate Advantage Checking Account

*Your rate may vary

Credit Builder Visa

18% APR*
No Annual Fee
No grace period
*Your rate may vary

Secured Visa

18% APR*
No Annual Fee
No grace period
*Your rate may vary

Visa Terms

Rates are based on the average daily balance.
Minimum payment required is 3% of balance or $25.00, whichever is greater.
Cash Advance Fee No Charge
Replace Pin Number $5.00
Replace Lost Card $5.00
Research Requests (per hour) $35.00
Copy of Drafts $8.00
Payment Returned (NSF) $15.00
Overlimit Fee $25.00
Late Fee $10.00
Please call (800)707-9828 to request a copy of our Visa credit card agreement, or to have a copy mailed to you click here.
These terms are changed at the discretion of the Board of Directors.
If your VISA is lost or stolen, call 1-800-682-6075 immediately!


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